Advice You Can Grow On
You need to get on track
but you need a little help.
$165 per mo
Stable is a good place to start.
- Repayment options
- Refinance & consolidation
- Forgiveness & PSLF advice
- Budget setup
- Emergency fund planning
- Banking guidance
- Life insurance planning
- Disability insurance guidance
You know what you want
but you're not sure what to do.
$285 per mo
Serious is Stable plus…
- Written plan for retirement
- Asset allocation for retirement
- Tax reduction strategies
- Mortgage selection
- "Doctor loan" guidance
- Relocation advice
- Written plan for college
- Asset allocation for college
- Tax deduction advice
You know what to do
and you want a pro to do it for you.
$415 per mo
Secure is Stable and Serious plus…
- Truly unlimited: No asset-based fees
- IRA, 401k, 403b, HSA & self-employed retirement account management
- 529, ABLE, UTMA account management
- Trust, joint & individual taxable account management
- Account rebalancing
- Tax-loss harvesting
- Backdoor Roth IRA setup
- Account consolidation/cleanup
- Signature-ready account paperwork
ALL SERVICE PLANS INCLUDE
Certified Financial Planner™
Get personalized guidance from an experienced financial advisor who understands the unique demands of practicing medicine while raising a family.
Secure Online Chart
Our Electronic Financial Record (EFR) lets you track spending, get organized and see all your financial accounts in one place, updated automatically.
Frequently Asked Questions
Does the fee include my spouse?
Yes. The fees above cover services for your family: you, your spouse and children under the age of 18 who live with you.
How does Physician Family get paid?
We are a fee-only firm which means we charge a level monthly subscription fee for our services. We never accept commissions or referral fees. We are fiduciaries, so the advice you receive puts your interests first.
When will you begin charging me?
Your first interview with us is free. Once you become a client, we will hold a Goal Setting Visit and that’s when we charge a fee that’s prorated for the first partial month. After that, we collect fees by ACH bank draft on the first business day of the month for which services will be rendered.
Are there any hidden fees?
No. While your financial institution and other service providers (your accountant or attorney) may charge you separately for their products and services, all of Physician Family's work is covered by your monthly subscription fee.
Why don’t you charge by the hour?
Advisors who bill by the hour have an incentive to waste time and, for the physicians we serve, there’s nothing more precious than time with their family and their patients. From our perspective, subscription fees give us the ability to earn a stable salary so we can feel comfortable putting our hearts and souls into the work we do.
How long is the service agreement?
As long as you want it to be! We work on a month by month, pay-as-you-go basis. While we hope to serve you for years to come, you can cancel your subscription any time by email or by phone.
What's the next step?
It’s easy! Schedule an interview.
More questions? Contact us.