You'veheard of the blogosphere, but have you heard of the insureosphere? Of course not. I just coined the phrase! It's the network of insurance agents who send me all kinds of updates on insurance for physicians.
The latest news on disability insurance coverage from the insureosphere is this: Mass Mutual is now offering own-occupation coverage, reduced premiums, and increased coverage limits for physicians in the following specialties:
- Family Practitioner
- Non-surgical Pediatrician
Here are the other companies that underwrite doctors for DI:
- Principal Financial Group
- The Standard Insurance Company
- Union Central
- Mass Mutual
If you're tempted to wade into the insureosphere to gather coverage for yourself or your family, be prepared to endure an onslaught of paperwork and double-speak. The better, faster and safer way is to spend your time finding an agent who really knows coverage for physicians. Watch out for the cross-sell.