Investors With Little Ready Cash, Take Note of Mortgage Swaps | The Wall Street Journal quotes W. Ben Utley, CFP®

Columnist Ray Smith recommends that commercial real estate investors "tote the note" when selling properties. Certified Financial Planner® W. Ben Utley warns sellers that these mortgage notes can be illiquid. "They're generally hard to sell, and if you do sell there is a discount involved," he says. "There's no public market for these kinds of things. There are less buyers for them."