Follow the Banker | Black Enterprise quotes W. Ben Utley, CFP®

Investors are looking for ways to increase investment income during times of low interest rates. Certified Financial Planner® W. Ben Utley says bank-loan funds "make sense if you want an investment that produces income, if you have a moderate risk tolerance, and if you're seeking a fixed-income investment that is less susceptible to interest rate increases." However, Utley is quick to point out that there's no free lunch. "If you want protection against rising interest rates along with higher yields than youl earn in a money market fund, you must give up something. With bank-loan funds, you have a slight risk of capital loss," Utley says. Article by Donald J. Korn