College costs are rising by more than 5% per year, faster than inflation. A child born today can expect to pay more than $200,000 at a four year private college in the year 2018. So what's a parent to do? Certified Financial Planner® W. Ben Utley recommends students work to earn some of the funds for their education, saying, "I feel that the kids get a better work ethic, more experience, it makes the education more valuable, and they are more targeted when they graduate". Article by Clare La Plante.